15 Categories You Should Have In Your Budget

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budgeting advice

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Out-of-home meals

Out-of-home meals deserve their own category. One can make the mistake of combining all food into one category, but out-of-home meals are much pricier. Making a sandwich can cost about two or three dollars while buying one from a deli can easily be 10 or 11 dollars after tax and tip. Any meal you don’t make at home, whether that’s fast food, take-out, delivery, or dining at a restaurant, goes into this category.

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