How To Save Money On Common Insurance Policies

Source: boonchai wedmakawand / Getty
Consider your real valuables
When my husband and I purchased our homeowner’s insurance policy, we noticed that they’d automatically set our coverage for goods and belongings to $100,000. We laughed long and hard. We have, like, two laptops and I have one piece of jewelry that might be worth something? We don’t have much stuff. We lowered the coverage for personal belongings to $5,000, and instantly saw big savings in our premium.