How To Save Money On Common Insurance Policies

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Consider your real valuables

When my husband and I purchased our homeowner’s insurance policy, we noticed that they’d automatically set our coverage for goods and belongings to $100,000. We laughed long and hard. We have, like, two laptops and I have one piece of jewelry that might be worth something? We don’t have much stuff. We lowered the coverage for personal belongings to $5,000, and instantly saw big savings in our premium.

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