If you’re looking to the future and have a good chunk of money to invest, Betterment can help. You’ll take a quiz that assesses how much risk you’re willing to take, and from there, everything is automated. Betterment will search for appropriate opportunities for you and invest your specified amounts for you. Its free plan has no minimum requirements to get started and offers access to a financial planner for help with basic financial questions. It just takes 0.25% of your balance as a service fee. It also offers traditional account types like Roth IRAs.