Wealthsimple is a good alternative to using a traditional mutual funds manager. When you sign up, you’ll be asked a series of questions to determine your risk tolerance and investment goals. From there, the app will automatically pull and invest money from your account at designated intervals. Its round-up feature – which you can turn on or off at any time – rounds your purchases up to the next dollar amount and invests the cents difference for you (like what Acorns does). The app also offers free financial advice and allows you to set up a socially responsible portfolio, so your money goes into things you believe in.