Joy isn’t just a money tool; it’s also a mental wellness app. Created by psychologists, data scientists, neuroscientists, and financial professionals, the idea behind Joy is to help you recognize which purchases increase your happiness, and which don’t. In fact, the app rates your purchases with emojis based on how they’ll contribute to your feelings of joy. It also notifies you when you’re in a place to safely move money into a savings account. It’s meant to help you re-think the way you spend money, and find more joy in saving and spending wisely.