On National Credit Card Reduction Day: How To Use Your Card Responsibly
- By
Julia Austin
Source: recep-bg / Getty
Use less than 30 percent of your credit
Don’t use more than 30 percent of your limit. Going over 30 percent starts to ding your credit score. So if you have a limit of, let’s say, $5,000, don’t spend more than $1,500 a month on your card.
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