On National Credit Card Reduction Day: How To Use Your Card Responsibly
Remember that bill is coming
Always have the awareness that that credit card bill is coming at the end of the month. Keep an eye on your checking account, and make sure the numbers add up such that there is more than enough in your checking account to pay that credit card bill. Also, when looking at your checking account, if you think, “Wow! I’m rich! I can spend a lot of cash!” remember that you already spent some of that money on your credit card. Your checking account just doesn’t reflect that yet.