On National Credit Card Reduction Day: How To Use Your Card Responsibly
- By
Julia Austin
Source: Vladimir Vladimirov / Getty
Pay it in full each month
Do not get into the terrible habit of only paying the minimum each month. That just puts you in a terrible position the following month, with about twice the balance you’d expected. Making the easy choice today of paying the minimum makes the harder choice of tomorrow ten times harder. Just pay your card in full each month. A $1,200 bill this month is much easier to pay than a $2,400 one next month.
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