On National Credit Card Reduction Day: How To Use Your Card Responsibly
- By
Julia Austin
Source: Hispanolistic / Getty
Mostly ignore rewards “deals”
Your credit card should earn you points that you can either use to get cash back, or spend on certain “deals.” Your credit card company has relationships with vendors and your points could count for, say, double the cash at certain stores. For example, your 2,000 points could either get you $20 cash back or count as $35 at a local movie theater. Though it’s tempting, don’t go for the deal. You’re just spending money on something you don’t need. Take the cash back.
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