How To Make Your Health Insurance Company Take Care Of You
Know Your Rights To Appeal
Just because your insurance company has denied a claim doesn’t mean you have to accept that. Know that first off, the insurer must tell you in writing why your claim has been denied. They are also obligated to inform you that you have the right to appeal. Then you can appeal internally. If (and likely when) that doesn’t get results, you still have the right to appeal externally. The U.S. Department of Health & Human Services says that you have the right to request that a third-party review your appeal and make the final decision on whether or not the insurer must pay your claim.