How To Make Your Health Insurance Company Take Care Of You
- By
Julia Austin
Check If All Staff Is In-Network
Source: FatCamera / Getty
If you are scheduling a procedure at a hospital, ask if all of the staff that will be involved in your care is in-network. In many cases, patients schedule surgery with an in-network surgeon, but are later sent a massive bill including out-of-network anesthesiologists, pain management specialists and other providers. Know exactly who is and is not in-network in terms of your care staff. If someone is out of network, ask if you can arrange for an in-network alternative. If that is not possible, ask your insurance company to negotiate a price with the out-of-network provider before the procedure. Once it’s been done, you don’t have much negotiating power.
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