How To Make Your Health Insurance Company Take Care Of You

- By

Never Cash A Premium Refund Check

Remote Cheque Deposit Using Mobile Phone

Source: AndreyPopov / Getty

If you ever receive what is called a “premium refund check” from your insurance company, do not cash it – at least not until speaking with them to ask why they sent the check. And (as always) get that reason in writing, and confirm you’ll still be covered if you cash the check. Some insurance companies send these checks as a way of dropping you. If you accept a refund on your premium, then (sometimes) you are technically not paid up for coverage, and the insurance company can deny your claim.

Comment Disclaimer: Comments that contain profane or derogatory language, video links or exceed 200 words will require approval by a moderator before appearing in the comment section. XOXO-MN