Credit Card Hacks To Help You Save And Earn More Money

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credit card usage tips

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Let your points take you further

After paying a few credit card bills, you may have a decent amount of rewards points built up. While you may be tempted to just grab the cash, take a moment to consider if the points can take you further, with a vendor you were going to patronize anyway. Sometimes, for example, 2,500 points is equal to $25 cashback. However, if you use your card’s shopping portal, you may find that 2,500 points is worth $30 or, say, $35 when used with certain vendors. Consider if you need anything from those vendors (you only save money if you really needed to buy something from those vendors) and consider having your points go further on a purchase, than as cash.

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