Credit Card Hacks To Help You Save And Earn More Money

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credit card usage tips

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Transfer your balance

If you aren’t happy with the high-interest rate you’re paying with your credit card company, see if another will buy your debt, and charge you less for it. You don’t need to keep loyalty to a credit card company that’s charging you too much. They’re in the business of selling money, and you’re in the business of buying it. You can take your money elsewhere. Shop around and see who will give you the most competitive rate. Equifax lists some things to be aware of before making a transfer, such as how long the low rate period lasts and whether or not it also applies to new purchases or just your transferred balance.

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