So Minimum Wage Isn’t Increasing. Now What?

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Identify your weak points

We asked Humphrey what a person can do if they tend to spend more than they planned to and aren’t sure why. Humphrey says, “A person can better identify their spending weak points by taking a look at their bank and credit statements for the last 60 to 90 days and compare them to their budget. It’s important to print your credit and bank statements so that you can clearly see areas where you may have overspent in a category like eating out or even shopping, especially online,” she says. “We often use our debit and credit cards and our spending becomes out of sight, out of mind. That’s why it’s imperative that you identify where and the times that you tend to spend more than you should.”

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