Apps that pay you to shop
Another way to earn a bit more when spending less simply isn’t an option is to be rewarded for the purchases you already make. Humphrey says, “Saving money on each line item on your budget is key so that you’re about to put that money back in your budget and bank account. Online shopping rebates or apps like Ratuken can help you [get] cash back on your online and in-store purchases. The Fetch Rewards app is great for grocery planning and tracking, but the best feature is that you can earn gift cards and prizes for your grocery purchases.” You may also consider looking into cashback cards with rotating five percent cashback periods on needs categories like groceries and gas.