How To Lower Your Mortgage Payment
Get the right people on the mortgage
If you’re married or buying a home with someone else, it seems like the obvious move to have both of you on the mortgage application. But that isn’t always necessarily the case. If one partner has a bad credit score, that brings down the overall score of the application, which negatively impacts the rate. If one person already owns another home, is in a lawsuit, or is in bankruptcy, that individual should likely not be on the application.