How To Lower Your Mortgage Payment
Shop around
It’s easy to feel, as the borrower, that you need to prove yourself to the lender. And while that’s part of it, it’s a two-way street. They need to be worthy of your business, just as you need to be worthy of theirs. Feel free to speak to many lenders. Remember that when shopping for a home loan you can have several hard pulls on your credit in a 45-day window and only have it count as one ding towards your credit. Take advantage of that. Call around. Let one place know what another has to offer, and you may see a price drop.