How To Lower Your Mortgage Payment

- By
mortgage rates today

Source: filadendron / Getty

Shop around

It’s easy to feel, as the borrower, that you need to prove yourself to the lender. And while that’s part of it, it’s a two-way street. They need to be worthy of your business, just as you need to be worthy of theirs. Feel free to speak to many lenders. Remember that when shopping for a home loan you can have several hard pulls on your credit in a 45-day window and only have it count as one ding towards your credit. Take advantage of that. Call around. Let one place know what another has to offer, and you may see a price drop.

Comment Disclaimer: Comments that contain profane or derogatory language, video links or exceed 200 words will require approval by a moderator before appearing in the comment section. XOXO-MN