What It Truly Means To Live Below Your Means And The Perks Of Doing So

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She’s making money throughout the night

Source: Marco VDM / Getty

Why: You will have more discretionary income

Reducing monthly expenses leaves you with more discretionary income to spend on the things you really want. Discretionary income is the money that you have left over after paying for necessities such as rent, groceries, and utilities.

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