What It Truly Means To Live Below Your Means And The Perks Of Doing So

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african-american woman holds wallet and pays cash at front door

Source: Catherine McQueen / Getty

How: Resist the urge to max out on housing costs

In most cases, a person’s largest expense is their rent or mortgage. It’s a good idea not to max out on housing-related costs. Finance experts advise that housing costs should not exceed 28 percent of your monthly income.

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