Registry Regret: Things You’ll Wish You Asked For

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A home warranty service

Home warranties are those things you don’t want to buy but know that you should buy. They’re an insurance policy for your main appliances like your dishwasher, washer and dryer, refrigerator, and even your air conditioning system. Depending on the size of your home and appliances, they range from $500 to $800 a year. Like with any insurance policy, any time there is an incident, you pay a co-pay (usually around $200), and the company sends a professional to fix your appliance. If they cannot fix it, they replace it at no cost to you (sort of – read the fine print). Honestly, because there can be times you financially lose by having these warranties, like if nothing goes wrong or they get you on some fine print, you likely don’t want to hand over $500 for one. Wouldn’t it be nice if a friend or family member just saved you the trouble? Then you get peace of mind, without the resentment that comes with buying the plan.