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Image Source: Shutterstock

Image Source: Shutterstock

A little plastic can be a great way to extend your money when you need it, build your credit, and even allow you to splurge in the spur of the moment when you really deserve it. But it’s easy to rely too much on a credit card.

Say “charge it” when it comes to these items and you could be paying way more than what the items and experiences are worth for a lot longer than you’d like. Even if you have to put them off or change your mind completely and shut down your plans, paying with cash will save you quite the headache.

So if you’re looking to spend smarter or save better for what you really want, keep your credit card in your wallet in the following situations.

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