Look into refinancing student loans
If student loan payments are drowning you, you don’t have to live like that. Educationdata.org reports that the average student loan payment per month is $393. Shop around and see if there is a lender who will give you a better rate. Even shaving an extra $40 a month off of that payment will make a difference. That’s $480 a year. Some lenders will give you a cash bonus for moving over to them, so you might see something like a $150 to $300 bonus, just for transferring your student debt.