Questions To Ask Yourself Before Making A Big Purchase
How long do I have to work for this?
If you realize that you’ll need to work an entire day to pay something off, that can really have you rethinking that new dress. If you don’t like your job, that’s even worse. If your emergency savings are already small and you struggle to build them when buying just the essentials, the stakes become higher when attempting to splurge. Maybe it’s about buying that dress or contributing to your emergency fund that month. If you want to do both, you’d have to take on extra shifts at work or find some side hustle for extra money. If you’re someone who must work for her dollars, then every purchase you make represents hours of work necessary to pay it off.