Facts And Falsities About Fixing Your Credit
- By
Julia Austin
Source: Milko / Getty
What should you look for in your cards?
Since Humphrey mentioned three or four cards as a good amount to aim for, we asked her what to look for in each one.
“Look for low APRs and look for ones that do cash back,” she says. She also suggests leveraging your cash back – “pay yourself first” as she puts it – by either using it to pay down your debt or putting it in your savings. “If you’re a traveler, get a good travel card. As the outside begins to open back up, people will want to get back out there. Make sure it [the card] matches your needs and desires,” she says. “If you have no credit or are rebuilding credit, make sure you have the Self [Financial] credit card in your wallet. It helps you get into the habit of managing money.”
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