Where The Money Reside: 10 Financial Strategies For The New Year

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Black woman smelling food cooking in pan on stove

Source: Granger Wootz / Getty

Eat Out Less

“Hey, Alexa, find chicken recipes.” Listen, you know you have food at home, and your wallet does too. Credit.com suggests cooking more meals at home. We know that a lot more takeout was happening in 2020 due to limited seating at restaurants, but those $10 meals and delivery fees can add up. If you really can’t fathom cooking meals at home 100 percent of the time, consider a meal subscription service; you can budget it in as a grocery expense so you can have a bit more variety in your freezer and still end up saving money. Look at how much money you spent last month on takeout and see how much you can potentially save. Next, calculate your savings and consider putting those savings toward paying down debt or building up your emergency fund.

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