Times The Upsell Isn’t Worth it…And A Few Times It Is
Credit card maintenance fee
So you’re researching the best card for you, and this one luxury credit card gives you access to VIP lounges at airports and additional checked luggage fees. Alright, fine, but the maintenance fee is $175 versus the modest $35 you pay on your other card. Meanwhile, you never arrive at the airport early enough to make use of the VIP lounges, and you really don’t pack much, so that luggage fee “perk” is a fake one for you.