(The Weekly Challenger) — Reginald Bailey seemed to have done everything right. The 1995 business administration graduate of North Carolina A&T, an HBCU, has never been in trouble with the law; he is a member of the prestigious Alpha Phi Alpha Fraternity, Inc.; he is a married father of two children and a business owner. In fact, just five years ago, the now 40-year-old Bailey and his business partner, Walter Gray, were awarded multiple contracts that totaled more than $140 million over a course of four years. The contracts were for management of telecommunications in Iraq and Afghanistan. Bailey’s firm, Worldwide Network Services, LLC (WWNS) served as a subcontractor and teaming partner under DynCorp International, LLC, a nearly $3 billion U. S. Defense contractor. Fast forward five years later, Reginald Bailey of South Eastern Maryland has nowhere near his former livelihood. Like many other Americans, he has even been through periods of concern about his mortgage, his credit rating, and the education of his children, a boy and girl, ages 8 and 4.