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(CNN) — Carl Fields flips through hundreds of job applications he’s filled out during the last 20 months of unemployment.  “I feel that I am going to get a job,” he says. “I just feel it in my bones and my spirit that I am going to get a job. … It’s just a matter of when.” Fields, 59, is an African-American in Plainsboro, New Jersey, with a bachelor’s degree who has been unemployed since February 2009. He was let go from his job as a vice president at a large insurance brokerage firm. He had worked there for more than 25 years.

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