How Low Can Mortgage Rates Go?

August 16, 2010  |  

(Smart Money) — A mortgage with an interest rate lower than 4% may have seemed like a pipedream during the housing boom five years ago, but plenty of Americans are locking them down in August. Could they be kicking themselves in September? With mortgage rates hovering near 40-year lows and selling prices still depressed, many potential borrowers are wondering whether rates have further to fall.

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