(CNBC.com) — With unemployment rates lingering around 10 percent, many are thinking about going back to school. Whether you’re a first-time student or simply looking to further your education, you may need a student loan to fund your studies. Universities are increasing their tuition and fees and show no sign of slowing. Now that the Department of Education has bought Stafford, Parent PLUS and Grad PLUS loans, you might be pondering the differences and benefits of federal and private loans.
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