Bigstockphoto.com/Happy young african american couple shopping online through laptop using credit card at home
Even if you and your partner do not yet share finances, if you plan on doing so in the future, it’s good to start healthy money management habits now. But what are you supposed to do if you see that your partner is not good with money, and the reality is that, at least for now, it is still his money? Dictating how someone else handles his finances can feel like overstepping your bounds. But not saying something could set you up for a real headache when you do someday share bank accounts and credit cards. There are ways to help your partner with his money management without feeling like you’re acting like his boss or parent. It’s all about diplomacy and delicacy. Here are ways to help your financially irresponsible partner become better with money.
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Reduce your standard of living
Financially irresponsible people are often easy to influence which can be a good thing…or a bad thing. If you start shopping less, talking more aloud about negotiating better prices on your insurance, and mentioning how you’re going to pack your lunch to save money, your habits could rub off on your partner. Also keep in mind that he may be spending a lot of money and buying luxury items to impress you, or give you the illusion of some type of lifestyle. If you show him you don’t need that, he may pull back.
