20 Life Skills Millenial Women Don’t Have But Should
- By
Julia Austin
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How credit works
Surprisingly, a lot of millennials — that means people up to age 35 — do not know how credit works. Some 30-somethings believe that opening a credit card is only a bad thing. That’s simply not true. Some think having loans on your record is only a bad thing. That’s also not true. So long as you pay back any type of credit (loan, card, etc.) at the rate agreed upon, you build credit.
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