“Broke” is a term that many of us use rather loosely. Sometimes it means that you have very little money to spare. Other times, you’re working with the literal definition of the word. But in most cases when someone claims they’re broke, it means they are unemployed or underemployed, living from paycheck to paycheck, have no money left after paying bills (or setting money aside for savings), or have fallen on hard times. Can you relate?
No matter the case, someone who’s “broke” and actively working to ameliorate their financial situation by making smart money choices may not appreciate your unsolicited advice or pointed commentary about what’s in (or isn’t in) their wallet. That’s not to say you shouldn’t participate in healthy discussions about money. In fact, depending on the situation, refraining from doing so can potentially be damaging. But there are certain ways to approach the subject for any and all parties involved. So if you get the side-eye when you say one of the following things, don’t say you hadn’t been warned!