Things You Shouldn't Say To Someone Who Is Broke

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“Broke” is a term that many of us use rather loosely. Sometimes it means that you have very little money to spare. Other times, you’re working with the literal definition of the word. But in most cases when someone claims they’re broke, it means they are unemployed or underemployed, living from paycheck to paycheck, have no money left after paying bills (or setting money aside for savings), or have fallen on hard times. Can you relate?

No matter the case, someone who’s “broke” and actively working to ameliorate their financial situation by making smart money choices may not appreciate your unsolicited advice or pointed commentary about what’s in (or isn’t in) their wallet. That’s not to say you shouldn’t participate in healthy discussions about money. In fact, depending on the situation, refraining from doing so can potentially be damaging. But there are certain ways to approach the subject for any and all parties involved. So if you get the side-eye when you say one of the following things, don’t say you hadn’t been warned!

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I Told You About Your Frivolous Spending

You might have been around every step of the way when a certain someone in your life went from having a decent amount of money to having a lot less money. If that happened due to addiction or mental illness, hopefully, they’re getting the help they need to recover mentally, physically and financially. Regardless, blaming someone for their current financial status does little to help their situation.

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Don’t Be Cheap

I’m sorry, do you have direct, first-hand knowledge of what’s in my wallet? Better yet, my bank account? No? I didn’t think so, so please don’t tell me I’m being cheap by spending a specific or certain amount of money, or if I’m refraining from spending at all.

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It Only Costs…

Saying “It only costs” so and so piggybacks off of “Don’t be cheap.”

You Can Afford More

Again, how do you know exactly what I can and can’t afford?

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What Do You Mean You Can’t Afford More?

Are you trying to make me feel bad? Because it’s working…

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Prove It

How many “If you’re broke, then how come…” scenarios must we run through? Just take my word for it, okay?

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Can I Borrow…?

Look, Bruh Man. Didn’t I just tell you my behind is broke? Would love to help you out when I’m back on my feet, but I can barely help myself right now.

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Did You See How ___ Is Living?

Comparing your situation to other people’s success, progress, etc. can be psychologically damaging. The same can be said when someone else does the comparing for you. But if you do the necessary work to gain or regain your finances, you’ll be where you want to be in a matter of time.