8 Ways To Avoid Overdoing It On Holiday Spending

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Check Your Credit Card Shopping Portal

Take advantage of credit card rewards and cashback offers. You see them in your email every day – don’t ignore them this time of year. If you already have one (or several) credit cards, they’re likely each offering special cashback deals on several categories. Don’t forget to check the rewards portals. You might find that 5,000 points is either $50 in cash or good for $75 when you shop select merchants in the portal. And don’t forget to adjust your preferred top-earning cashback categories. If your card lets you choose which category you earn top cash back on each quarter, set yours to online shopping or retail asap.

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