Everything You’ve Ever Wanted To Know About 401(k) Plans

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If you’re unsure of how to split your investments, the rule of 100 can help

“My personal opinion is that when you’re young, you probably ought to be almost all stocks and just adding overtime, ” Royal explained. “But one rule that a lot of advisors use is called the rule of 100. And what that means is you take your age and you subtract that from 100 and that’ll give you your allocation to stocks. So, for example, you’re thirty-five years old, that means you should have sixty-five percent in stock.”

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