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(Chicago Tribune) – A loophole in state and federal laws has made it easy for some attorneys to take advantage of Illinois residents struggling to keep their homes.

Attorneys are among the few professionals who can legally charge upfront fees to help homeowners modify their mortgages. But instead of negotiating with a lender, some attorneys or the companies they work for just keep the cash and don’t complete the job. Homeowners are often unaware until it’s too late and their homes are in or near foreclosure.

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