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(AJC) — It’s not easy to decide where to put your money these days? The interest rates depositors earn from banks are at record lows — and Georgia banks’ rates are lower than most, according to a new study reported by AJC staffer Scott Trubey. The national average interest rate for all deposits — checking or savings accounts, money markets or CDs — dropped in July to 0.99 percent, according to Market Rates Insight. The average in Georgia was 0.75 percent, MRI said.

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