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(CNN Money) — Lisa Jucha makes a comfortable living. But while she was growing up, money was scarce — she describes her childhood as “financially difficult.” She doesn’t want to struggle like that again.

Lately, Jucha, who is 45 and single, has begun to worry about what would happen if an accident or illness prevented her from working. She’s especially afraid of losing her home.  ” I can’t let a disability compromise what I worked and dreamed for,” she says. As a sign-language interpreter for the federal government, Jucha earns $68,000 a year; she brings in another $15,000 or so on the side working as a video-relay interpreter — helping deaf people talk to hearing people via videophone

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