All Articles Tagged "car"
3 Questions to Ask Your Insurance Agent Before You Sign on the Dotted Line
Depending on the state you live in, your insurance policy may cover only the listed drivers, the people who live in your home, the occasional borrower, or any combination of these options. For example, Virginia insurance laws require that a policy cover everyone in your home as a driver, whether listed on the policy or not. Before you take out a policy, make sure your agent explains to you exactly who is covered and under what circumstances so you know whose car Junior will and WON’T be driving.
This is actually pretty important. There are two types of car parts: original equipment manufacturer (OEM) parts, which are the exact part specified for your car from the company who made your car, and aftermarket parts, which are parts made by another company for a general range of models but not specifically for your car. Think of it as the difference between Kraft and the store brand cheese. Some state laws allow your insurance company to use whatever parts it likes when fixing your car. Ask your insurance agent what your insurer’s policy is on this so that if your car needs repair, you can possibly be supplied with parts that are meant for your make and model and not just any kind of car.
Did you already run my driving record and credit check?
Your insurance rate is based on many factors, including your driving record and your credit rating. Some companies don’t run these reports until after you’ve bought the policy and the underwriting department is setting up the account. Instead, the agent uses the information you gave him to calculate the rate he’s giving you. So if there’s more to the story than you’re telling him, you’re going to see a big increase in your rates when you get the initial paperwork in the mail. Know what you’re getting into and what you’ll be paying before you actually have to start.
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A Bulletproof Ride for Baby Bey?
Jay Z is continuing his nothing-is-too-good-for-mommy-and-baby-streak by looking into a bulletproof car to make sure Beyonce and their expected baby are protected. A source says he’s even asked Tom Cruise for advice.
“Jay is looking at action-movie style vehicles like Tom’s and wants to make sure they are bullet-proof and 100 percent safe,” according to a source mentioned on Taletela.com.
“He won’t be taking any risks, that’s for sure,” they added.
Apparently a new house in in order as well. The source says the couple went house hunting last week and Jay Z “made it clear that she can pick whichever one she likes.”
“All Jay will care about is that it’s secluded and very well protected. Other than that so long as Bey loves it, he will too.”
What do you think about how Jay Z is preparing for the baby? Is he just a proud poppa or is he doing too much?
Brande Victorian is a blogger and culture writer in New York City. Follower her on Twitter at @be_vic.
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Daimler To Phase Out Maybach Brand
(Luxist) Since its launch eight years ago, Maybach has largely been characterized as a failed venture. The ultra-premium counterpart to Mercedes-Benz never reached the sales figures which its rivals Bentley (part of the Volkswagen group) and Rolls-Royce (owned by BMW) have enjoyed in the superstrata of the luxury car market.
