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Although we try to avoid this situation at all costs, it can happen to any one of us. The end of the month comes, you’re broke, and you need money ASAP.
Don’t have a panic attack just yet. If you’re in dire need of cash, think creatively and you can make some money today to tie you over until your next paycheck.
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List furniture for sale
When you’re in an emergency situation, ‘you gotta do what you gotta do’. If you have some extra furniture that you can do without, sell it. Take some high quality photos of the furniture you want to sell, create an ad, and post it on Craigslist. Remember to list in your ad that the buyer must pick up the pieces of furniture to alleviate the hassle of hauling it yourself.
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Sell jewelry at the pawn shop
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Do you have a few pieces of jewelry you can part with? Take it to your local pawn shop and sell it. Go into the shop confident and ready to negotiate. The shop owner may try to pull a fast one on you and undercut the value of your pieces if you appear desperate.
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Resell free stuff
If you have a large truck and some helping hands, check the free section of Craigslist and see if you can find anything of value to resell. You’ll be surprised how many hidden gems that people are giving away for free because they’re moving or decluttering.
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Sell electronics
Gather up your old electronics and sell them. There are several online sites like Gazelle and NextWorth that you can use to sell your used items. Or you can find a used electronics store in your area to unload your stash.
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Borrow money
When you’re really in a pinch ask family or friends to borrow money. Make terms for repayment so they know you’re good for it and always pay back your debts! If you’re uncomfortable borrowing money from a friend, consider asking your job for a salary advance. Before requesting an advance, search for the guidelines in your employee manual and plan how you’ll approach your human resources manager.
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Visit Buffalo Exchange
Sell your clothes to a store for resale. Choose stores like Buffalo Exchange or Plato’s Closet because they give you cash right away instead of waiting until your clothes are sold. Call the shop before you visit to get an idea of what styles they’re interested in and gather the clothes that they request.
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Babysit
If you know people with kids offer to babysit while they’re away. It’s an easy way to make cash on evenings and it can turn into a reoccurring side hustle that will help you avoid getting into future financial emergencies.
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Look for odd jobs
Don’t doubt the power of odd jobs. You can find them if you look hard enough and they pay in cold hard cash. Craigslist is odd job heaven. People pay for little tasks they can’t do like waiting in line for the new iPhone. You can also use gig apps like Gigwalk or TaskRabbit to find small jobs running errands in your area.
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Rent space in your home
Travelers looking for an affordable place to crash can rent a room over the internet with a few nifty sites. Couchsurfing or Airbnb are the most popular options. Sign up for one of these and host travelers in your spare room or living room if you live in a tourist location.
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Ask for hours
Looking for a new part-time job to take care of your emergency expenses is time consuming so look to your current job for more money. Ask your employer if they have extra hours they can give you. Propose reorganizing their filing system or covering someone’s shift while they’re away in exchange for over-time hours.
