The (Un)Marriage Penalty

December 13, 2010  |  

(Wall Street Journal) — Ask any married couple and you’ll hear: Marriage is complicated. Ask any financial planner, though, and you’ll hear: Not being married is often even more complicated. Unmarried couples, they’ll explain, aren’t eligible for many of the same legal protections or advantages as married couples, which makes thinking carefully about the future even more crucial for them. Big purchases, retirement planning, taxes and estate planning all present challenges particular to the unmarried. And a misstep can be disastrous.

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