Fewer Georgians Use Credit Cards

December 7, 2010  |  

(AJC) — After her divorce a decade ago, it took Dot Reilley years to adjust to living on one income. She financed that lifestyle change on her four credit cards, she said, eventually reaching their limits of $5,000 to $7,000 apiece.  And then 18 months ago, heavily in debt and headed for bankruptcy, Reilley did the unimaginable: she pitched her plastic.  “For years I was still trying to live like I lived before, and then it all caught up to me,” said Reilley, of Norcross. “You realize how much it affects your lifestyle, once you stop using credit cards.”

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