(New York Times) — American Express recently announced a new service that gives shoppers 180 days to return eligible purchased goods. It also covers certain return shipping and restocking fees. The company isn’t doing this out of the goodness of its heart, of course. It will cost you $49.99 a year, and shoppers with any type of charge, credit or debit card (not just American Express) can sign up. The offering is called Premium Return Protection. The service, an expanded and enhanced version of what the card company previously offered on select cards, seems to be a good value for power shoppers; people who hate dressing rooms and stores in general, and prefer to shop online; and people who often suffer from buyer’s regret. The new offering also comes as many retailers have tightened their own return policies.