(The Root) — It’s a cruel irony of life that, as Billie Holiday sang, “Them that’s got shall get,” but practices in today’s job market suggest that those in the best position financially have a better chance of being hired to fill the limited openings available. That’s because credit checks are increasingly becoming a standard practice for employers. Thirty-five percent of employers admittedthat they checked applicants’ credit in making hiring decision in 2003. It’s believed that the percentage of employers relying on credit checks has increased dramatically in the two years since the onset of the nation’s economic crisis. This means that those who most need a job — unemployed men and women who have fallen behind in home or car payments — may be less likely to be hired than similarly qualified, but financially secure, applicants.