Your insurance company might provide you with what they call a “patient advocate.”

Here is a breakdown of the different types of health insurance plans so you can make an informed decision about your healthcare.

You may have seen in some plans that the company will pay 80 or 90 percent of your health care costs after you’ve met your deductible. This is the co-insurance. If your plan offers 10 percent co-insurance, then the company will pay for 90 percent of your bills after your deductible.

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A new online tool searches for the best insurance plan for individuals and families, A study finds coverage lacking across the country.

The U.S. Census shows 27.6 percent of black Americans live in poverty, a total of more than 10 million people. Social programs like food stamps have helped. But concern over jobs and the black middle class is running high.

The Center for American Progress has released an exhaustive analysis of the state of women of color in the U.S. The picture it paints is a bright one, indicating the great leaps and bounds that women of color have made in this country. However, there is still much work to do across important areas of […]

If things go according to insurers' plans they'll be the biggest beneficiaries of health care reform.

(Wall Street Journal) — Members of the Screen Actors Guild recently read in their health plan’s newsletter that, beginning in January, almost 12,000 of its participants will lose access to treatment for mental-health and substance-abuse issues.  The guild’s health plan represents one of a small number of unions, employers and insurers that are scrapping such […]

(New York Times) — When tensions between the Obama administration and the nation’s health insurers were at their highest earlier this year, Ronald A. Williams, the chief executive of Aetna, stood out as one of the few industry voices that still resonated within the White House.  He stayed above the fray even as other executives were drawn […]

(Smart Money) — With one month left to exhaust any money remaining in flexible spending accounts, it’s time for the annual ritual of stocking up on aspirin, re-ordering contact lenses and squeezing in one more round of skincare treatment . But starting next year, new rules will make that drugstore shopping spree a lot harder — which […]

(Crain’s) — Fewer workers in New York are getting health coverage from their employers, according to a new study.  The proportion of workers with employer-sponsored insurance has fallen dramatically over the past decade, to 58% in 2009 from 69% in 2001, and lags the national average of 65%, according to a study by the New […]