Buying A Home Before Getting Engaged: Why Many Couples Do It
They already share finances
Many couples, even if they aren’t married, already completely share their finances and have for a long time. Each has a copy of the other’s credit card. They’re both in each other’s wills (if those exist yet). And they’ve helped one another with various major payments between student loans and car down payments over the years. Swapping and sharing money is no big deal to them.