“It didn’t take me six months to get into the financial destruction path. I knew it wouldn’t be a quick fix. To get an excellent credit score that stays, you need a shift in mindset.”
(LA Times) — Here’s a homeowner credit torture scenario that might have happened to you, and now has a major real estate lobby on Capitol Hill demanding immediate reforms. Say you’ve had a solid payment record on just about all your accounts — three credit cards, your first mortgage, home equity line and other important […]
(Black Enterprise) — Consumers recently scored a major win with the passage of theCARD Act, as the White House finally began clamping down on unsavory practices by financial institutions. Starting Thursday, banks must ask e consumers to “opt-in” for overdraft protection instead of charging the usual exorbitant fees for giving “courtesy” of spending more than […]