To keep a budget just means to be intentional about your spending, and to do so because you have certain savings goals in mind. Anybody, of any income level, can and should do that.

Some brands have propriety ingredients and formulas that you can only get from them. But in some cases, a product from one brand is not at all different from another. Only the sticker and packaging changes.

by Denise Burrell-Stinson There’s nothing wrong with taking a financially shrewd approach towards personal primping. It’s the difference between feeling like you’ve been recklessly extravagant and loving to get the most for your fashion dollar. The quest for value – no matter what your sartorial sense – should be a constant balance between fab and […]